Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Over 30 Years of Experience
Sherri Stewart, an Independent Insurance Agent with American Central Insurance Services, specializes in Employee Benefits, Health Insurance, and Medicare Solutions. She works with the major insurance companies so she can offer her clients appropriate coverage that fits their needs. Her clients are located all across central Illinois, Indiana and Missouri, giving her a great feel for the insurance landscape. She designs plans with a focus on their short and long-term needs, which she combines with personalized advice aimed at helping her clients make better informed decisions.
Learn About the Types of Coverage We Offer
Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Life Insurance
Life insurance is a contract in which you pay regular premiums in exchange for a lump-sum death benefit paid to your beneficiaries. It can help protect your family and your financial goals.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Vision Insurance
Vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.
Hospital Indemnity
Hospital Indemnity Insurance can provide gap coverage to help offset expenses not covered by your health insurance plan.
Short Term Care
Short Term Care Insurance is a form of critical care insurance that is in effect for one year or less. It can help protect your financial future and is a lower cost alternative to long term care insurance.
Employee Health Benefits
Support your team with a group health plan that fits your needs and budget. We’ll help you explore options from top carriers and make the process simple from start to finish.
Sherri and her assistants are great. We certainly recommend her highly!
Sherri is very knowledgeable when it comes to Social Security. She helped us set up our plans. We have referred her to many of our friends.
Sherri is the best at finding great insurance coverage at the lowest rate. It can be very confusing but Sherri is excellent at explaining it all and answering any questions you might have! We will always go to Sherri for our health insurance needs.
Knowledgeable, very helpful, efficient, personable, accurate, and prompt
Sherri has helped us with our insurance planning for several years now. She is very knowledgeable and takes as much time with us as needed. Whenever we have any questions later she is always available to answer them. I highly recommend her for any insurance concerns.
Sherri is very knowledgeable and is always able to answer any questions we have. She has never steered us wrong and is able to tell us what is the better avenue to take according to our personalized health care needs. We don’t have worry about anything with her being our insurance lady and signing us up every year.
She is always available & ready to answer my questions. The information & explanations are easy to understand. I feel comfortable with her & totally trust her. Very grateful for all of her help
She is extremely knowledgeable of all insurance/benefits. She has great customer service skills and is always willing to help my employees with any questions they may have at any time in a very timely manner. She puts her customers first and goes above and beyond for them. I always recommend Sherri for all benefit needs.
Sherri and her office team have provided me with unparalleled guidance, service and support as I navigated moving to having my health insurance covered under Medicare. I couldn’t imagine attempting to ensure that I would be properly protected as I moved from private health insurance to Medicare without Sherri’s experience and expertise. I highly recommend her to anyone looking for assistance transitioning to Medicare.
Sherri is VERY personable, knowledgeable and helpful in understanding our needs. Always responsive and available when r if we need her.❤️
Sherri Stewart is Outstanding!! Always available and knowledgeable with any questions I may have. Highly recommend you give her a call.
WE ARE HERE FOR YOU